What information is sent to debt collectors when a company submits a debt for collection?
What information do debt collectors receive when a company forwards a debt for collection? Do they simply get the information for the debt (name, address, phone, soc. security number, etc.) or do they get the entire account history etc? Also do debt collectors have the ability to file criminal charges for nonpayment or only civil to get the money back?
February 9th, 2010 at 2:31 pm
Debt collectors will usually be provided with your name, social security number, date of birth, last known address, last known employer, current balance owed, and the reason for the underlying debt. If they need further information (such as an account ledger), they will contact their client.
There is no such thing as a criminal charge for non-payment of a debt. If, however, you fail to comply with a court order (such as an Order For Examination), you may have a bench warrant issued. Then you can be arrested. If the client wishes, they can give the collection agency permission to sue on their behalf.
February 9th, 2010 at 2:55 pm
how about you just pay your bills and then you don’t have to worry about this? People like you are why we are in this economic situation..
February 9th, 2010 at 4:14 pm
if they have the information,that can harass you in any time! until you pay for them http://www.alexgoo.com
February 10th, 2010 at 12:45 am
They will receive all your personal information and a total amount of the debt.
They can only take civil action against you. If you committed fraud then criminal charges can be pressed against you.