]]> http://www.bankruptcylegals.com/taxdebt/47/credit/debt-debt-consolidation-how-to-get-a-federal-grant-to-pay-off-debts/feed/ 1 http://www.bankruptcylegals.com/taxdebt/46/credit/how-can-i-decide-on-if-a-credit-relief-agency-is-legit/ http://www.bankruptcylegals.com/taxdebt/46/credit/how-can-i-decide-on-if-a-credit-relief-agency-is-legit/#comments Fri, 05 Feb 2010 19:27:36 +0000 DaveW http://www.bankruptcylegals.com/taxdebt/46/credit/how-can-i-decide-on-if-a-credit-relief-agency-is-legit/ I want to start looking into the option of getting professional assistance to get out of debt. I’m not going to mention any numbers, but the debt my wife and I have accrued over the years is … well, staggering.

Anyway, I know some company’s are out to scam people, and I was wondering if their was any way to research various agencies?

I’m not sure of the term I am thinking of, but the types of companies that I am referring to give you an agent, then the agent negotiates deals with your credit lenders to lower interest rates, then they give you a flat fee to pay monthly and an estimated time of paying off your debt.