Recently I used a debt consolidation company. Its been a year now and besides their 39.00 fee each month, my debt is down by 7000.00 dollars, a situation I was never able to resolve on my own. I also recently used a check to cash company and it was so very easy. I paid it [...]

I want to start looking into the option of getting professional assistance to get out of debt. I’m not going to mention any numbers, but the debt my wife and I have accrued over the years is … well, staggering.
Anyway, I know some company’s are out to scam people, and I was wondering if [...]

I wanted to do credit card debt consolidation but I am skeptical if this is a good idea with the economy. I am very far behind on my credit card bills and the only reason I can’t afford them now is because the min payment has gone through the roof. The all together debt that [...]

www.howtosettledebt.org Debt settlement versus debt consolidation for credit card debt relief. Debt consolidation can lower monthly payments but debt settlement works better at debt reduction.

I am in the process of trying to get out of debt(or close to it) as fast as possible. The main thing i’m worried about is my credit card debt which is $7,000-8,000 because my student loans and my car have good rates. Is it worth it to consolidate my cards into one [...]

Does dealing with them destroy your credit for a long time or temporarily ?
Are there any good companies out there ?

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I’ve become over whelmed with my credit card debt and I’m getting those phone calls because I’m missing payments and such. Anyway I’m looking for a credit card debt consolidation company that doesn’t screw people over, anyone know of any from experience or just know a good one?

I have $10,000 in credit card debt, and found some resourceful information on the blog with some good links, and I am wondering if anyone has some more.

Kidding.. but if anyone does have extra cash..I’d be grateful for the offer. Actually, I’d like to know advice on the best way to pay off credit card debt. I have about 10,000 in credit debt. Mostly from going through a divorce a few years ago.